Used Luxury Cars Under $40,000 That Are Worth Buying
Luxury doesn’t have to come with a six-figure price tag. Many high-end cars lose value quickly after leaving the showroom, creating an ideal moment for used buyers. Within a few years, models that once seemed out of reach often sell for under $40,000 and still offer comfort, technology, and performance that feel current.
If you’re shopping in this range, you can find cars that pair solid engineering with lasting style and reasonable upkeep costs. The options below deliver real value and refinement without the burden of new-car prices.
2020 Lexus IS (XE30)
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Market Value: ≈ $24,000 (Kelley Blue Book)
The 2020 IS runs on a 241-horsepower turbocharged four-cylinder and scored above average in every J.D. Power reliability category. It features a turbo-four engine with 241 horsepower and boasts annual repair odds of just 3 percent, among the lowest in its class. With upkeep costs $6,000 lower over a decade than those of its German rivals, it’s a stress-free luxury option.
2022 Tesla Model 3
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Market Value: ≈ $24,000 (Kelley Blue Book)
The 2022 Model 3 travels up to 358 miles per charge, tops its class in efficiency, and accelerates 0–60 mph in 5.1 seconds. EV.com’s operating-cost analysis found it 22 percent cheaper to run annually than comparable electric sedans from Audi and Mercedes.
2018 Porsche Cayman
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Market Value: $32,000 – $39,000 (U.S. News)
Drivers rave about the 2018 Cayman’s balance. A mid-engine layout and a low center of gravity create confidence through curves. Its 300-horsepower turbo flat-four pulls respectably, while fuel economy hovers near 29 mpg. High resale value and low complaint rates make it a serious driver’s car that’s also a smart financial decision.
2024 Acura Integra
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Market Value: ≈ $30,000 (Kelley Blue Book)
Acura revived the Integra name with something worth remembering. The 2024 model makes 200 horsepower from a small turbo engine and returns 33 mpg combined. You can spec it with a manual transmission, and it’s one of the safest cars in its class according to the IIHS. As for the projected maintenance costs, they are lower than the average for a compact sedan.
2018 Lexus ES 350
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Market Value: ≈ $22,600 (Kelley Blue Book)
The 2018 Lexus ES 350 is known for its refinement, reliability, and long-lasting quality. It earned a 90 out of 100 score for quality and dependability from J.D. Power, and its average annual repair cost is only about $468—well below most midsize luxury sedans. A 3.5-liter V6 engine delivers 268 horsepower and up to 30 mpg on the highway, making it a strong mix of comfort, efficiency, and value.
2022 Genesis G70
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Market Value: ≈ $24,500 (Kelley Blue Book)
The 2022 Genesis G70 still feels fresh and confident. Its 252-horsepower turbocharged engine delivers strong, responsive performance, while many used models remain under the original factory warranty. Maintenance costs are lower than those of most German rivals, and the cabin materials and craftsmanship give it an upscale feel that far exceeds its price range.
2020 Mercedes-Benz CLA 250 4MATIC
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Market Value: ≈ $23,400 (Kelley Blue Book)
The 2020 CLA 250 received a subtle redesign that improved handling and aerodynamics without drawing attention to itself. It features a 221-hp turbocharged engine and comes standard with all-wheel drive. This generation bumped reliability scores and depreciated just enough to make it accessible without feeling entry-level inside.
2019 Porsche Boxster
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Market Value: $38,000 – $39,000 (U.S. News)
The 2019 Boxster ranks #2 overall among luxury sports cars with performance scores of 8.8 / 10. Its base 300-hp engine and perfectly balanced chassis create a convertible experience few cars replicate. Real-world owners average 25–29 mpg highway, and resale values remain high, thanks to Porsche’s consistent quality control.
2023 Cadillac CT4
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Market Value: ≈ $28,000 (Kelley Blue Book)
The CT4 brings understated value to a segment filled with outstanding alternatives. It’s not the most powerful sedan at 237 hp, but it does a lot well in terms of reliability, ride comfort, and lower ownership costs. Insurance and parts tend to be cheaper than those of its German rivals, which makes it easier to maintain over time.
2021 BMW 330e Plug-In Hybrid
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Market Value: ≈ $34,000 (U.S. News est.)
Plug-in power meets German engineering in the 330e. You’ll get up to 22 miles of electric-only range before it switches to hybrid mode. The combined 288 horsepower feels fast without guzzling gas, and regenerative braking smooths out stop-and-go drives. Reviewers liked how subtle the hybrid tech feels from behind the wheel.
2018 Audi A4
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Market Value: ≈ $14,800 (Kelley Blue Book)
Now selling for under $15,000 in some trims, the 2018 A4 remains a strong value. Audi’s Virtual Cockpit still looks fresh, and the turbo-four engine offers up to 252 hp if you get Quattro. It returns up to 37 mpg on the highway and boasts strong reliability for a luxury sedan in this range.
2018 Chevrolet Corvette (Stingray)
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Market Value: $34,000 – $40,000 (U.S. News)
The 2018 Corvette Stingray pairs raw power with everyday refinement. Its 6.2-liter V8 produces 455 horsepower and reaches 60 mph in under four seconds, yet it still returns about 22 mpg on the highway. Owners note its solid build and remarkable value for the performance it delivers. It feels more polished than many expect and remains one of the most attainable true sports cars on the market.
2020 Toyota Supra
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Market Value: $38,000 – $41,000 (U.S. News)
The 2020 Supra revives Toyota’s sports-car legacy with a BMW-built turbo six producing 335 horsepower and 31 mpg on the highway. Reviewers praised its balance and handling, calling it one of the best rear-drive coupes of its year. Clean used models now often list under $40,000, offering strong performance with lower ownership costs.
2022 BMW Z4 Roadster
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Market Value: $33,700 – $42,500 (U.S. News)
The 2022 BMW Z4 sDrive30i blends open-air fun with everyday comfort. Its 255-horsepower engine delivers brisk acceleration while maintaining fuel economy in the low 30s. Inside, the layout and materials feel closer to a luxury grand tourer than a casual weekend convertible. Reliability has proven stronger than many expected for a soft-top, and resale values have now leveled off, making this a smart time to buy.
2021 Jaguar F-Type
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Market Value: $32,000 – $38,000 (U.S. News)
Jaguar’s 2021 F-Type gained refreshed styling and a 296-hp turbo four-cylinder base engine that still hits 60 mph in 5.4 seconds. It features adaptive dampers and aluminum construction to keep weight low. Reliability jumped with this model year, and prices are now in reach for buyers who skipped it new.