Best Cities to Buy a House in America

Before you take out a mortgage, check out the most desirable places to live in the country.

Best Cities to Buy a House in America

Buying a house is a big commitment. But the benefits can make homeownership a rewarding financial and lifestyle investment. Of course, you need to buy the right house. And that starts with location, location, location.

Then, you have to consider other factors such as housing costs, cost of living, property taxes, quality of schools, crime and safety, and home values in the area. Overall, the best places to buy a home — and live — have many of the same things in common. The key factor is a good balance between average household income and the median value of a home.

So where should you begin your search? If you're looking to become a homeowner, these are the best cities to buy a house in the United States.

Note: Rankings are from Niche and based on comprehensive assessments of real estate and community trends from the U.S. Census and other sources.

50. Aurora, Colorado

Population: 363,550

Area feel: Urban-suburban mix

Median household income: $62,541

Median home value: $259,000 (59 percent own)

Median rent: $1,241 (41 percent rent)

What locals say: "Nice suburban area close enough enjoy the city life of Denver and the mountain areas. Many family-friendly activities to engage in." — Current resident

Grades: A+ (diversity), A (public schools, outdoor activities), B+ (good for families, nightlife, weather, health and fitness), B (jobs), C (crime and safety, cost of living)

Bottom Line: Aurora, Colorado

Aurora presents residents and visitors with a good mix of city life and the outdoors, and it’s just outside Denver.

It scores high marks for its diversity, public schools and outdoor activities, while struggling to keep crime and the cost of living in check.

Residents will love the public schools and job prospects, with plenty of entertainment options and opportunities to exercise.

49. Lakeland, Florida

Population: 105,958

Area feel: Dense suburban

Median household income: $44,313

Median home value: $132,100 (55 percent own)

Median rent: $968 (45 percent rent)

What locals say: "Attending high school and doing many leisure activities in Lakeland has allowed me to appreciate the community. I am very grateful to be in such a town where the arts are supported, the city is very up to date and clean, and overall gives a strong welcome to those who are new." — Nearby resident

Grades: A (diversity), A- (weather, outdoor activities), B+ (commute, cost of living), B (jobs, nightlife, good for families), C+ (crime and safety)

Bottom Line: Lakeland, Florida

Lakeland is considered one of the best places to retire in the U.S. thanks to its agreeable year-round weather and access to outdoor activities and parks.

Residents tend to have moderate world views, and more than 50 percent of the population owns a home.

Schools are average to good, and crime is average. Lakeland excels at diversity, cost of living and commute times.

Indianapolis, Indiana

Population: 857,637

Area feel: Dense suburban

Median household income: $46,442

Median home value: $129,300 (53 percent own)

Median rent: $865 (47percent rent)

What locals say: "Indianapolis is a small city, but it offers a lot. You can find just about any kind of restaurant you could want here and there is a decent nightlife scene. For more family-oriented activities, there is the Children's Museum, the zoo, and Eagle Creek Park. Eagle Creek in itself is a gem to have in a city." — Current resident

Grades: A (nightlife, diversity), B+ (cost of living, commute, outdoor activities, good for families), C- (crime and safety)

Bottom Line: Indianapolis, Indiana

The largest city in Indiana is also one of the state’s best places to live and its cultural center, with just over 50 percent of the population being homeowners.

Residents enjoy the city’s nightlife, restaurants, coffee shops and parks, and Indianapolis tends to have a higher education rate than other parts of the state.

Public schools are solid and crime is just below the national average.

47. Lafayette, Louisiana

Population: 126,515

Area feel: Dense suburban

Median household income: $50,182

Median home value: $190,800 (56 percent own)

Median rent: $874 (44 percent rent)

What locals say: "I grew up in Lafayette, and I have gotten to watch it grow. It is a wonderful area to raise a family. There are plenty of social activities for all age groups. But I would like to see a change in the school systems." — Former resident

Grades: A (nightlife, diversity), B+ (jobs, commute, outdoor activities, weather, public schools, good for families), C (crime and safety)

Bottom Line: Lafayette, Louisiana

With home prices just above the national average, Lafayette is a great place to buy a home. It helps that the city is diverse and has a good nightlife scene.

It also boasts great public schools and weather, plenty of jobs, an easy commute and ample outdoor activities, making it a good city for families.

Crime rates are average, and most residents own their own homes.

46. Madison, Wisconsin

Population: 252,086

Area feel: Urban-suburban mix

Median household income: $62,906

Median home value: $234,100 (47 percent own)

Median rent: $1,068 (53 percent rent)

What locals say: 'Madison is a very great place to live. There are lots of places to commute to and jobs around the corner or across the city. Madison is very diverse and there's a lot of friendly people here." — Current resident

Grades: A+ (nightlife, commute), A (outdoor activities, good for families), A- (public schools, jobs, diversity, health and fitness), C (weather, crime and safety)

Bottom Line: Madison, Wisconsin

The weather might not be great year-round, and crime is in line with the national average, but Madison has one of the world’s top universities, terrific public schools and an easy commute for workers.

Renters outnumber homeowners, with home prices just above the national average.

Madison is popular with young professionals thanks to its nightlife, restaurants, parks and urban-suburban balance.

45. Wichita, Kansas

Population: 389,563

Area feel: Dense suburban

Median household income: $50,867

Median home value: $128,600 (59 percent own)

Median rent: $789 (41 percent rent)

What locals say: "I absolutely love Wichita. I'm originally from a very small town in Georgia and I always wanted to live in a larger city. Wichita is the perfect mix. You get the big city population with the small city relationships." — Current resident

Grades: A (diversity), A- (commute, nightlife, cost of living), B+ (jobs, weather, outdoor activities), C+ (public schools), C (crime and safety)

Bottom Line: Wichita, Kansas

Wichita is one of the top places to live in Kansas, with a population of young professionals and families. Both rent and home prices are well below the national averages.

The city gets high marks for its diversity, easy commutes, nightlife and manageable cost of living. The weather and economy are both good, and outdoor activities abound.

Public schools are not highly rated, and crime is at the national average.

44. Arlington, Texas

Population: 392,462

Area feel: Dense suburban

Median household income: $58,502

Median home value: $157,600 (55 percent own)

Median rent: $997 (45 percent rent)

What locals say: "Arlington is a very good-sized city, urban in feel yet not cluttered like a downtown area. There are lots of shops, restaurants, amenities, attractions, and distractions available! All with a range of prices and feelings." — Nearby resident

Grades: A+ (diversity), B+ (jobs, cost of living, weather, nightlife, good for families), B- (health and fitness, outdoor activities, commute)

Bottom Line: Arlington, Texas

Arlington has a diverse population and good mix of weather, jobs and a manageable cost of living.

It’s popular with families for its above-average public schools and outdoor activities. Young professionals are drawn to Arlington for its nightlife and restaurants.

And home prices are well below the national average while rents are just above.

43. Grand Rapids, Michigan

Population: 197,081

Area feel: Dense suburban

Median household income: $47,173

Median home value: $131,700 (54 percent own)

Median rent: $895 (46 percent rent)

What locals say: "I like that it has both a small town and a big city feel. There are different pockets of cultural communities, and the art scene is prominent downtown. It is the perfect place for young couples and families, as it has both suburban and city resources." — Current resident

Grades: A (nightlife, diversity, commute, outdoor activities), B+ (cost of living, good for families), C (crime and safety), C- (weather)

Bottom Line: Grand Rapids, Michigan

Despite poor weather, Grand Rapids is home to nearly 200,000 residents, and most own their own homes.

The city is popular with families and young professionals looking for affordable homes. It offers top-notch nightlife and outdoor activities, while the population is diverse and commute times are exceptional.

Crime is at the national average.

42. Warren, Michigan

Population: 135,192

Area feel: Sparse Suburban

Median household income: $47,419

Median home value: $111,700 (69 percent own)

Median rent: $920 (31 percent rent)

What locals say: "I like how homey it feels, but there isn't a lot to do in Warren. There are some nice parks though. It is kept relatively clean. Roads are iffy most of the time, and there is always construction going on somewhere. The public libraries are beautiful and well kept." — Current resident

Grades: A (diversity), A- (nightlife), B+ (cost of living, outdoor activities), B- (public schools, weather, health and fitness, good for families), C (crime and safety)

Bottom Line: Warren, Michigan

A suburb of Detroit, Warren boasts a diverse population and quality nightlife scene for a city its size.

The city is popular with families as the cost of living is low and outdoor activities abound. Public schools and weather are good but not great, and crime is at the national average.

The vast majority of residents are homeowners.

41. Mesa, Arizona

Population: 491,194

Area feel: Dense suburban

Median household income: $54,700

Median home value: $209,700 (60 percent own)

Median rent: $988 (40 percent rent)

What locals say: "I like living in Mesa. It is family-friendly. You need to look for your location because some of the neighborhoods are in decay. You can go a mile and find another area that is great. Look around. Many places to shop and things to do. Several museums and a new beautiful concert location." — Current resident

Grades: A+ (weather), A (diversity), A- (outdoor activities), B+ (public schools, nightlife, commute), C+ (cost of living), C (crime and safety)

Bottom Line: Mesa, Arizona

Nearly two-thirds of Mesa residents are homeowners thanks to housing costs and median income levels being right around the national averages.

The city attracts families for its exceptional weather — although it can get very hot at times — and good public schools. Young professionals are drawn to the easy commutes and nightlife.

The cost of living can be high for some, and crime is at the national average.

40. Denton, Texas

Population: 133,661

Area feel: Dense suburban

Median household income: $56,489

Median home value: $196,900 (48 percent own)

Median rent: $1,046 (52 percent rent)

What locals say: "The city is kind to students and has plenty to offer, while being close to Dallas for escalated entertainment. Denton is a college town, there are a myriad of unique places to relax and enjoy, especially downtown." — Nearby resident

Grades: A (nightlife, diversity), A- (public schools, jobs, good for families), B+ (weather, commute, health and fitness), C+ (crime and safety)

Bottom Line: Denton, Texas

Denton is a dense suburban college town north of the Dallas-Fort Worth area and close to several large lakes. It scores points for diversity and nightlife.

The weather is good, the commutes are easy, and there are plenty of opportunities to exercise.

Denton’s public schools are highly rated, and the city is popular with young professionals.

39. McAllen, Texas

Population: 141,597

Area feel: Dense suburban

Median household income: $47,279

Median home value: $123,900 (60 percent own)

Median rent: $767 (40 percent rent)

What locals say: "What I love about McAllen is the diversity in culture that it portrays. It is one of the cities that has expanded greatly over a couple of years, not only in its population but in its employment rate. There is a great number of activities and sites to see. The food is always great!" — Current resident

Grades: A (weather), B+ (public schools, cost of living, nightlife, diversity, commute), B (housing, jobs, good for families), C+ (crime and safety), C (outdoor activities)

Bottom Line: McAllen, Texas

Located near the Mexico border in south Texas, McAllen is a diverse city with great weather and ample nightlife options.

The vast majority of residents own homes thanks to median prices being well below the national average.

The public schools are high quality, the cost of living is manageable and commute times are good.

38. Pittsburgh, Pennsylvania

Population: 303,587

Area feel: Urban-suburban mix

Median household income: $45,831

Median home value: $116,300 (48 percent own)

Median rent: $922 (52 percent rent)

What locals say: "Pittsburgh has a lot of things to do. Is the city safe? No, you always have to be careful and watch your surroundings. The sights are beautiful and the museums are quite beautiful. However, it is a dirty city and a lot of the roads and sidewalks need to be repaired." — Former resident

Grades: A+ (nightlife), A (diversity, commute), B (housing, jobs, cost of living), C+ (public schools), C (crime and safety, weather)

Bottom Line: Pittsburgh, Pennsylvania

Known for its iconic and numerous bridges, Pittsburgh offers residents the big city life with a suburban feel.

Schools and crime are not great, but the quality nightlife attracts young professionals, and the median home price is well below the national average, making it a good option for families despite the average public schools.

Commute times are excellent, and the city population is diverse.

37. Springfield, Illinois

Population: 116,459

Area feel: Dense suburban

Median household income: $53,405

Median home value: $127,500 (61 percent own)

Median rent: $789 (39 percent rent)

What locals say: "Springfield is a nice town with good historic value, it is nice to learn about the town's history in tandem with Abraham Lincoln. But it is lackluster with 'modern' entertainment for younger people." — Current resident

Grades: A (nightlife, diversity), A- (cost of living, commute), B (jobs, housing, health and fitness, good for families), B- (public schools, weather, outdoor activities)

Bottom Line: Springfield, Illinois

Springfield is the capital city of Illinois. More than 60 percent of residents own their homes, which go for well below the national average.

There’s plenty of diversity and nightlife, although the population tends to be older. The cost of living is excellent, and commute times are reasonable.

There’s plenty to do outdoors, and the weather is mostly agreeable.

36. Charlotte, North Carolina

Population: 841,611

Area feel: Urban-suburban mix

Median household income: $60,886

Median home value: $200,500 (53 percent own)

Median rent: $1,086 (47 percent rent)

What locals say: "I love this city so much. I grew up north of here in Mooresville then took off to New York and California for years. I'm honestly so happy to be back in Charlotte now. It's grown so much, and it's constantly evolving into something new. It mixes trendy with eclectic in a way that feels so unique." — Current resident

Grades: A+ (diversity), A- (outdoor activities, good for families), B+ (jobs, weather, public schools, commute, health and fitness), C (crime and safety)

Bottom Line: Charlotte, North Carolina

Charlotte is one of the country’s most desirable big cities, with a healthy job market and wage levels above the national average.

Housing prices are extremely approachable, and the public schools are good, making it a terrific option for families.

The city population is diverse, and good year-round weather means there’s plenty to do outdoors.

35. San Antonio, Texas

Population: 1,486,521

Area feel: Urban-suburban mix

Median household income: $50,980

Median home value: $136,800 (54 percent own)

Median rent: $958 (46 percent rent)

What locals say: "I like how cultural it is with its Hispanic heritage. All events that happen in San Antonio are really culture-based and well celebrated. Most of the events happen downtown where it is home of the River Walk." — Current resident

Grades: A (nightlife, diversity), A- (public schools, weather), B+ (commute, jobs, cost of living, good for families), C (crime and safety)

Bottom Line: San Antonio, Texas

Residents love San Antonio for its community feel in a big-city setting.

Housing prices are approachable enough so the majority of residents are homeowners, and jobs are plentiful.

Culturally, it has plenty to offer both families (great public schools) and young professionals (many restaurant and nightlife options), with the River Walk being the city’s most popular attraction.

34. Kansas City, Missouri

Population: 481,417

Area feel: Urban-suburban mix

Median household income: $52,405

Median home value: $148,500 (53 percent own)

Median rent: $899 (47 percent rent)

What locals say: "Have lived in Kansas City for almost a year. We moved here from Atlanta. Kansas City is a breath of fresh air! No traffic, less crime, and better schools. You are never far away from good places to eat and go shopping. The wages in the area are fair. Roads are good. The weather is nice, occasionally snowy." — Current resident

Grades: A (nightlife, diversity), A- (jobs, commute, good for families), B+ (public schools, outdoor activities, cost of living), C- (crime and safety)

Bottom Line: Kansas City, Missouri

Kansas City is another big city with a small-town vibe, and most residents are homeowners thanks to prices being below the national median.

Nightlife and diversity are among the city’s most attractive qualities for young professionals. For families, public schools are above average, and the cost of living is manageable.

The job market is healthy.

33. Topeka, Kansas

Population: 126,877

Area feel: Dense suburban

Median household income: $46,890

Median home value: $102,600 (57 percent own)

Median rent: $790 (43 percent rent)

What locals say: "Topeka is a great size, as it takes 20 minutes to get almost anywhere in town. The flow and speed is nice as it is not bumper to bumper traffic or a speed chase down the road. I have traveled the world and yet I am still eager to return to the pace of my hometown." — Current resident

Grades: A (diversity), A- (commute, nightlife, cost of living), B (public schools, jobs, housing, weather, good for families), C- (crime and safety)

Bottom Line: Topeka, Kansas

The capital of Kansas is a great place to buy a home thanks to the low median values, which help account for a high number of homeowners.

The city is diverse and offers a good mix of nightlife with an easy commute, plenty of jobs and a manageable cost of living.

Crime is below the national average.

32. Columbia, Missouri

Population: 120,248

Area feel: Dense suburban

Median household income: $49,277

Median home value: $185,700 (47 percent own)

Median rent: $854 (53 percent rent)

What locals say: "A decent city that has a small-town vibe but wants to grow into something larger. It would be great if more people would stay it would help the area grow. Crime is relatively low but the police are understaffed and overworked which means bad things can happen. Easy access to everywhere thanks to 70." — Current resident

Grades: A (nightlife, commute, public schools, good for families), A- (jobs, diversity), B (housing, cost of living), C (crime and safety)

Bottom Line: Columbia, Missouri

With the energy of a college town but the feel of the suburbs, Columbia attracts many young professionals and families and is a great place to buy a home even though fewer than 50 percent of residents are homeowners.

The city’s greatest attributes are its nightlife, easy commutes, and public schools.

Crime is about average.

31. Irving, Texas

Population: 238,637

Area feel: Urban-suburban mix

Median household income: $61,937

Median home value: $165,000 (37 percent own)

Median rent: $1,086 (63 percent rent)

What locals say: "Irving is a very safe and an immensly diverse city. Because of this, this allows me to have an open mind a good outlook about our world. I have the opportunity to explore cultures, religions, and customs." — Current resident

Grades: A+ (diversity), A (nightlife), A- (jobs, good for families), B+ (publics schools, weather, cost of living, commute), C+ (crime and safety)

Bottom Line: Irving, Texas

Located between Fort Worth and Dallas, Irving boasts an urban-suburban feel but a low homeownership rate despite residents’ above-average median incomes and access to well-paying jobs.

The city is diverse and full of quality nightlife and restaurant options.

Families are attracted to the good public schools, low cost of living and agreeable weather.

30. Midland, Texas

Population: 135,134

Area feel: Dense suburban

Median household income: $79,744

Median home value: $204,800 (65 percent own)

Median rent: $1,233 (35 percent rent)

What locals say: "Though it may sound stupid or cliché, Midland is my entire life. This is the town I love, bad roads and all. I have lived in three different houses in Midland, but one thing will always remain: Midland is my home. Often people complain at the over-simplistic style of Midland, and adopt a 'must get out' mentality, but there must be something here if everyone always comes back." — Current resident

Grades: A (jobs, diversity, weather), B+ (nightlife, cost of living), B (housing, commute, good for families), C+ (public schools, crime and safety)

Bottom Line: Midland, Texas

Thanks to its robust oil industry, Midland is full of high-paying jobs that make it easier for residents to buy homes (65 percent homeownership), which are just over the national median value.

The weather is agreeable, and commute times are good. Public schools could use improvement, as could the crime rate.

But families and young professionals are attracted to the city for its economy and manageable cost of living.

29. Lubbock, Texas

Population: 250,415

Area feel: Dense suburban

Median household income: $48,701

Median home value: $131,500 (51 percent own)

Median rent: $928 (49 percent rent)

What locals say: "I love that Lubbock has a small-town feeling even though it is a large town. There are so many great and friendly people here. ... I have met so many great people here and some of them are going to be lifelong friends. I have received an excellent education here and still receiving one at the moment. Lubbock is a great place to live and raise a family." — Current resident

Grades: A (diversity, weather, public schools), B+ (jobs, cost of living, good for families), C (crime and safety)

Bottom Line: Lubbock, Texas

Lubbock attracts plenty of young professionals and families due to its healthy economy and job prospects, good public schools and a median home value well below the national level.

The cost of living is manageable, and the weather is good.

Crime can be a concern.

28. Clarksville, Tennessee

Population: 150,602

Area feel: Sparse suburban

Median household income: $53,007

Median home value: $148,700 (53 percent own)

Median rent: $946 (47 percent rent)

What locals say: "I like the growth that Clarksville has had recently. There has been plenty of expansion when it comes down to public roads and buildings. Furthermore, there has been a very large expansion into local businesses. From fun places for kids like the City Forum to clothing shops like The Copper Petal." — Current resident

Grades: A (diversity), A- (nightlife), B+ (cost of living, outdoor activities, public schools, good for families), B (jobs, housing), C (crime and safety)

Bottom Line: Clarksville, Tennessee

A nearby military base feeds the economy and population of this northern Tennessee city right on the Kentucky border.

Lower than average median home values make homeownership a reality for many families and young professionals, who are attracted to the city for its diversity, nightlife, cost of living, public schools and outdoor activities.

Crime is average.

27. Fargo, North Dakota

Population: 120,209

Area feel: Urban

Median household income: $53,309

Median home value: $199,700 (44 percent own)

Median rent: $796 (56 percent rent)

What locals say: "I moved to Fargo from Dallas, and I expected to hate it. While I am not in love, it is not as bad as I thought it would be. The worst part is the winter up here in the northern United States. Fargo has some good qualities though. People talk about southern hospitality where I am from, but it is no match for the Midwestern manners here in North Dakota." — Current resident

Grades: A (nightlife, commute), A- (public schools, jobs, good for families), B+ (cost of living, diversity), B (housing, outdoor activities, health and fitness), C+ (crime and safety), C (weather)

Bottom Line: Fargo, North Dakota

Fargo has an urban feel despite its relatively small population, and that attracts young professionals looking for a good nightlife and restaurant scene.

Families enjoy reasonably priced homes and a manageable cost of living, easy commute times, great public schools and a healthy economy that provides plenty of jobs.

And in this North Dakota city, Midwestern charm is in full effect.

26. Murfreesboro, Tennessee

Population: 130,968

Area feel: Dense suburban

Median household income: $58,391

Median home value: $215,800 (52 percent own)

Median rent: $997 (48 percent rent)

What locals say: "The community is very tight-knit where you know everyone down every street. We all celebrate every sport win with each other like a family. Everything you can imagine is in Murfreesboro: a college, grocery store, parks, everything you need in a small town." — Current resident

Grades: A (jobs), A- (nightlife, good for families), B+ (public schools, outdoor activities), B (housing, cost of living, health and fitness), C (crime and safety)

Bottom Line: Murfreesboro, Tennessee

Murfreesboro has retained a small-town feel despite its growing population, and families are attracted to the city for its healthy economy and good job prospects, quality public schools and abundance of outdoor activities.

Young professionals live here for the nightlife and dining options, high-paying jobs and approachable housing prices.

Crime is average.

25. Boise, Idaho

Population: 224,300

Area feel: Dense suburban

Median household income: $56,798

Median home value: $230,800 (60 percent own)

Median rent: $910 (40 percent rent)

What locals say: "I have really enjoyed living in Boise. I feel like the area is a good mix of downtown city and outdoors. There are so many options for backpacking and hiking around the area, which is a big plus for me. My favorite thing about Boise is probably the food, there are some amazing restaurants here and being a BSU student gets you a discount at a lot of places." — Current resident

Grades: A (outdoor activities, health and fitness), A- (public schools, commute, nightlife, good for families), B+ (jobs, diversity, weather), C+ (cost of living, crime and safety)

Bottom Line: Boise, Idaho

Boise offers residents a terrific blend of city and country where big-city atmosphere meets natural oasis. Families love the highly rated public schools, outdoor activities, easy commutes, agreeable weather and healthy economy. Young professionals are attracted to the job market and quality nightlife and dining. Political leanings are conservative, and homeownership is within reach for most.

24. Odessa, Texas

Population: 118,582

Area feel: Dense suburban

Median household income: $63,145

Median home value: $149,900 (61 percent own)

Median rent: $1,052 (39 percent rent)

What locals say: "Odessa is a nice town, not perfect but no place is. I've lived here nearly all my life, and it's grown a lot in recent years. The traffic, road accidents, constant road repair is dangerous and frustrating, but all results of the fact our town is improving and growing." — Current resident

Grades: A (diversity, weather), A- (jobs, cost of living), B+ (commute), B (housing, nightlife), B- (outdoor activities, good for families), C (public schools, crime and safety)

Bottom Line: Odessa, Texas

The oil industry makes for a robust economy in western Texas, paying high wages in an area with affordable homes. That means plenty of families call Odessa home, with a 61 percent homeownership rate.

The city has great weather and a diverse population. The cost of living is within reach for most, and commute times are reasonable.

Odessa could improve its crime rate and the quality of its public schools.

23. Corpus Christi, Texas

Population: 324,692

Area feel: Dense suburban

Median household income: $55,709

Median home value: $133,200 (57 percent own)

Median rent: $996 (43 percent rent)

What locals say: "Living near the ocean has really given me a space to where I can simply take a drive downtown and have this sense of calmness and serenity. It’s hard to not feel a special type of way when looking out over the waters and seeing so many happy people all around you enjoying the day." — Current resident

Grades: A (diversity), A- (public schools, nightlife, weather, commute), B+ (jobs, cost of living, good for families), B (housing, outdoor activities), C (crime and safety)

Bottom Line: Corpus Christi, Texas

Corpus Christi offers residents affordability in a beach-town package. The city is diverse and scores high marks for its nightlife, weather and commute times. There are plenty of well-paying jobs, which attracts both families and young professionals looking to own homes. Public schools are great and the cost of living is manageable. Crime is average and residents tend to have liberal political views.

22. Wichita Falls, Texas

Population: 104,494

Area feel: Sparse suburban

Median household income: $45,476

Median home value: $97,400 (57 percent own)

Median rent: $784 (43 percent rent)

What locals say: "Wichita Falls is a very mediocre, yet pleasing, place to live. While living here, you often find yourself drifting into boredom. With it being a slightly bigger city, you would think there would be a ton to do. False. However, being in such a tight-knit community of people, you find yourself making new friends constantly. People are very easy to get along with. Nightlife for younger adults is very prominent. Overall, a very decent city to live in." — Current resident

Grades: A (diversity, commute), A- (cost of living, nightlife, weather), B+ (public schools), B (housing, jobs, good for families), C (outdoor activities, crime and safety)

Bottom Line: Wichita Falls, Texas

If you’re looking to live far away from the hustle and bustle of a major city, Wichita Falls provides a lazy and carefree life in northern Texas.

For families, there are jobs and extremely affordable homes — half the national median value, in fact — and great public schools.

Crime is average, and outdoor activities are lacking.

21. Omaha, Nebraska

Population: 465,112

Area feel: Urban-suburban mix

Median household income: $56,780

Median home value: $151,100 (58 percent own)

Median rent: $896 (42 percent rent)

What locals say: "It’s a very big city, with a TON of different things to do. My favorite things would be the Old Market, the Zoo, and the multitude of performing art buildings." — Current resident

Grades: A+ (nightlife), A (outdoor activities, diversity, good for families), A- (public schools, commute), B+ (health and fitness, jobs, cost of living), C (crime and safety)

Bottom Line: Omaha, Nebraska

Families and young professionals will find much to like in Omaha.

Good-paying jobs and low housing prices aside, there is much culture and nightlife in the city. It scores high marks for its outdoor activities, diversity and public schools, while crime is average.

And thanks to a below-average median housing value, many residents are homeowners.

20. Amarillo, Texas

Population: 198,773

Area feel: Dense suburban

Median household income: $52,543

Median home value: $127,200 (60% own)

Median rent: $839 (40 percent rent)

What locals say: "Good town to grow up in. Not too big, not too small. Lots of opportunities for education and jobs. Pretty diverse, very family friendly. Kind and helpful residents for the most part." — Current resident

Grades: A (diversity, weather), A- (cost of living, nightlife), B+ (jobs, commute, public schools, good for families), C (outdoor activities, crime and safety)

Bottom Line: Amarillo, Texas

Like many medium-sized cities in Texas, Amarillo has a healthy economy with good-paying jobs and home prices that make homeownership attainable for 60 percent of the population.

Amarillo hits the high notes on weather and diversity while boasting an approachable cost of living and good nightlife scene.

Public schools are good and crime is average.

19. Lexington, Kentucky

Population: 318,734

Area feel: Dense suburban

Median household income: $54,918

Median home value: $180,700 (54 percent own)

Median rent: $864 (46 percent rent)

What locals say: "I love it, many options. Always places to eat. Lots of churches. Traffic can be bad, you have to learn the city and then it's not that bad. Good quality vets. Great hospitals." — Current resident

Grades: A (nightlife, diversity), A- (public schools, commute, outdoor activities, good for families), B+ (jobs), B (cost of living, housing, health and fitness), C (crime and safety)

Bottom Line: Lexington, Kentucky

A university town with a healthy economy and high median income levels, Lexington is perfect for families and young professionals.

There’s a robust nightlife and dining scene while the commutes are reasonable, the public schools are top-notch, and there’s plenty to do in the outdoors.

The cost of living is above average while crime is average.

18. Ann Arbor, Michigan

Population: 120,641

Area feel: Urban-suburban mix

Median household income: $63,956

Median home value: $298,400 (45 percent own)

Median rent: $1,213 (55 percent rent)

What locals say: "The traffic and cost of living in Ann Arbor are atrocious, but the colleges, quality school districts, eateries, entertainment and proximity of everything helps to dull the pain of the cost. My family and I enjoy the variety of food and entertainment and the diversity of the people in this location, so if you can afford it or find a place nearby in Ypsilanti, then I'm sure you'll grow to love it." — Current resident

Grades: A+ (nightlife, commute, public schools, good for families), A (diversity, health and fitness), B+ (jobs), B (housing), B- (crime and safety), C+ (cost of living), C (weather)

Bottom Line: Ann Arbor, Michigan

Ann Arbor can be expensive for some residents, but it’s high-paying jobs help offset the cost of living and a median home value that is almost twice the national rate.

The city has first-rate nightlife and dining options, rich culture and breezy commute times. Families love the highly rated public schools and health and fitness opportunities.

The crime rate is better than average.

17. Oklahoma City, Oklahoma

Population: 637,284

Area feel: Dense suburban

Median household income: $54,034

Median home value: $153,700 (59 percent own)

Median rent: $849 (41 percent rent)

What locals say: "Oklahoma City is a pretty good city. There could be a lot more that could change with society, but as of the city itself, it's not bad. In my free time, I visit Bricktown with my friends, and we either walk around or ride on the Lime scooters. Or we go to the movies at Tinseltown.' — Current resident

Grades: A+ (diversity), A- (weather, nightlife, public schools), B+ (jobs, cost of living, commute, good for families), C+ (outdoor activities), C (crime)

Bottom Line: Oklahoma City, Oklahoma

For a large metropolis, Oklahoma City’s homes are so affordable that nearly 60 percent of residents are homeowners. It helps that there are plenty of good-paying jobs.

Families love the weather and public schools, plus the good access to outdoor activities.

Young professionals are attracted to the easy commutes and great nightlife and diversity.

16. Huntsville, Alabama

Population: 193,663

Area feel: Dense suburban

Median household income: $53,840

Median home value: $176,100 (58 percent own)

Median rent: $804 (42 percent rent)

What locals say: "I love Huntsville! It’s growing fast and so is traffic! Other than needing better public transportation, it’s great for families and has plenty to do for all ages. There’s Axe Throwing, microbrewery, restaurants, shopping, and within a short driving distance for anything else you want to do!" — Current resident

Grades: A (diversity), A- (outdoor activities, good for families), B+ (public schools, housing, cost of living, nightlife, health and fitness, commute), C (crime and safety)

Bottom Line: Huntsville, Alabama

Good-paying jobs and approachable home prices have made it possible for 58 percent of residents to be homeowners in Huntsville.

The city has good opportunities for outdoor activities, and its public schools are above average.

Nightlife attracts young professionals while families appreciate the low crime and cost of living.

15. Abilene, Texas

Population: 123,676

Area feel: Sparse suburban

Median household income: $47,689

Median home value: $114,000 (54 percent own)

Median rent: $912 (46 percent rent)

What locals say: "We were Military and stationed here over 15 years ago, tried for years to get back. We finally retired in Anson. We love everything about the area. The people, the small-town feel of Abilene, and the whole ... community." — Nearby resident

Grades: A (diversity, weather), A- (cost of living, commute), B+ (public schools, housing, jobs, nightlife), C+ (health and fitness), C (outdoor activities, crime and safety)

Bottom Line: Abilene, Texas

The Air Force base in Abilene contributes to the city’s healthy economy and good-paying jobs.

Families love the weather and low cost of living, plus the easy commutes and highly rated public schools.

There are not a lot of health and fitness activities or many outdoor destinations, and crime is average.

14. Lincoln, Nebraska

Population: 280,849

Area feel: Dense suburban

Median household income: $55,224

Median home value: $161,200 (57 percent own)

Median rent: $822 (43 percent rent)

What locals say: "Great town for growing up in! Good options for public schools, libraries, and opportunities to get involved in your community." — Former resident

Grades: A (nightlife, health and fitness, good for families), A- (public schools, diversity, outdoor activities, commute), B+ (housing, jobs, cost of living), C+ (crime and safety)

Bottom Line: Lincoln, Neb.

Living in Lincoln means access to top quality nightlife and entertainment, health and fitness opportunities and an atmosphere conducive to families.

The public schools, commute times, outdoor activities and diversity are all highly rated.

The cost of living is manageable, and crime is average.

13. Fort Wayne, Indiana

Population: 264,052

Area feel: Dense suburban

Median household income: $48,023

Median home value: $110,600 (62 percent own)

Median rent: $735 (38 percent rent)

What locals say: "I love Fort Wayne's diversity and how there is always an opportunity to try something new. I particularly love their restaurants and shopping malls." — Current resident

Grades: A (diversity), A- (nightlife, cost of living), B+ (housing, commute, health and fitness, good for families), B (outdoor activities, jobs, public schools), C (crime and safety)

Bottom Line: Fort Wayne, Indiana

Low median home values have led to a 62 percent homeownership rate in this mid-size Indiana city, which scores high marks for its diversity, nightlife and cost of living.

Families have a lot to be enthusiastic about, including solid public schools, easy commutes, health and fitness opportunities, outdoor activities and average crime rates.

12. Cedar Rapids, Iowa

Population: 131,360

Area feel: Dense suburban

Median household income: $59,152

Median home value: $140,200 (70 percent own)

Median rent: $751 (30 percent rent)

What locals say: "I love Cedar Rapids because It is safe for people to do things they like to do. We rarely have any illegal things that happen in our area. There are a lot of places to eat and places to visit to shop." — Current resident

Grades: A- (cost of living, nightlife, commute), B+ (public schools, housing, jobs, diversity, good for families), B- (weather, outdoor activities), C (crime and safety)

Bottom Line: Cedar Rapids, Iowa

Thanks to below median housing and rent prices, along with good-paying jobs, a whopping 70 percent of Cedar Rapids residents are homeowners.

Families come to the city for its low cost of living and easy commutes, good public schools, nice weather and ample outdoor activities.

Crime is average while the city population is diverse, and the nightlife scene is top-notch.

11. Raleigh, North Carolina

Population: 457,159

Area feel: Urban-suburban mix

Median household income: $63,891

Median home value: $236,700 (52 percent own)

Median rent: $1,074 (48 percent rent)

What locals say: "Great place to live. A change is happening in downtown Raleigh! It is a place to raise your children. The weather is pretty here and great colleges in the surrounding area. The public school system is great with opportunities for college classes." — Current resident

Grades: A+ (diversity, good for families), A (nightlife), A- (public schools, jobs, outdoor activities, health and fitness), B+ (commute, housing)

Bottom Line: Raleigh, North Carolina

Home prices and rents are above the national rates, but there are plenty of good-paying jobs in Raleigh, and that makes it a terrific option for families.

The city is also diverse, has a great cultural presence and is near many high-ranked universities, making it attractive to young professionals as well.

The public schools are excellent, and there’s plenty of room to roam outdoors and get good exercise.

10. Columbia, Maryland

Population: 103,663

Area feel: Dense suburban

Median household income: $105,815

Median home value: $372,000 (66 percent own)

Median rent: $1,687 (34 percent rent)

What locals say: "I love Columbia, MD! Nice little community that is growing to have a little bit of a city vibe to it. It has great schools and it is clean. The lakes and parks are all kept nicely as well." — Current resident

Grades: A+ (diversity, health and fitness, good for families), A (outdoor activities, public schools), A- (jobs, nightlife), B+ (housing), B (commute), C+ (cost of living)

Bottom Line: Columbia, Maryland

Columbia’s close proximity to Baltimore and Washington, D.C., make it a somewhat expensive bedroom community for those two cities, but also means there’s great access to high-wage jobs.

Families have a lot to love in the city, with great opportunities to get outside and exercise. The public schools are top-notch.

Columbia has a diverse population and quality nightlife and dining scene. The cost of living is very high.

9. Palm Bay, Florida

Population: 110,271

Area feel: Sparse suburban

Median household income: $47,640

Median home value: $136,600 (73 percent own)

Median rent: $1,027 (27 percent rent)

What locals say: "Palm Bay is a town that is growing and growing fast. There are a vast majority of different schools in Palm Bay and the environment is one that is always changing. The influx of people coming in to work at NASA and Northrop Grumman is who are currently populating the city. Like all places, there are good places to be and bad places. There are a wide variety of things to do and restaurants to try." — Former resident

Grades: A (diversity, weather, public schools), B+ (housing, cost of living, outdoor activities, good for families), B (jobs, commute), C (crime and safety)

Bottom Line: Palm Bay, Florida

Located near the ocean on the Atlantic side of Florida, it’s extremely rare to be a renter in Palm Bay — 73 percent of residents own their homes.

It’s a great city for families, as it’s diverse and has outstanding weather and public schools. The cost of living is manageable while the year-round excellent weather makes outdoor activities and fitness opportunities abundant.

Crime is average.

8. Sioux Falls, South Dakota

Population: 174,151

Area feel: Dense suburban

Median household income: $59,017

Median home value: $175,100 (61 percent own)

Median rent: $791 (39 percent rent)

What locals say: "Sioux Falls gives you a big city feel in a safe small-town atmosphere. The people are all friendly and there is everything you could want in a town. The traffic is usually pretty good, but occasionally it can get busy. The only thing about Sioux Falls is the weather. It is a city in South Dakota, so weather can get pretty harsh and roads can become difficult to drive on." — Current resident

Grades: A- (public schools, cost of living, jobs, commute, nightlife, good for families), B+ (housing, diversity, health and fitness), C+ (crime and safety)

Bottom Line: Sioux Falls, South Dakota

Sioux Falls is the best of both worlds when it comes to urban-suburban vibes, and there’s plenty to love for both families and young professionals.

Families live there for the outstanding public schools and low cost of living.

There are plenty of well-paying jobs with easy commute times, and crime is average.

7. Richardson, Texas

Population: 114,402

Area feel: Urban-suburban mix

Median household income: $80,953

Median home value: $250,100 (59 percent own)

Median rent: $1,336 (41 percent rent)

What locals say: "Richardson so far seems to be an amazing place to raise a family. I am there for school and it is super close to Dallas if you need to get downtown but far enough away from the hustle and bustle to feel like you are in a small town. It’s the best of both worlds." — Current resident

Grades: A+ (diversity, good for families), A (public schools, nightlife, health and fitness), A- (housing, jobs), B+ (weather, commute), C+ (crime and safety)

Bottom Line: Richardson, Texas

A suburb of Dallas, Richardson is not the most affordable place to live in Texas, but it’s in great proximity to high-paying jobs, and the home prices are reasonable compared to national median prices.

It’s an excellent city for families, with top-rated public schools and plenty of activities to do outdoors.

The population is diverse, and crime is average while weather and commute times are good.

6. Naperville, Illinois

Population: 147,411

Area feel: Dense suburban

Median household income: $118,187

Median home value: $410,800 (76 percent own)

Median rent: $1,462 (24 percent rent)

What locals say: "Quieter and safer town that prides itself on high levels of primary education. It is a very diverse town especially seen in its two school districts." — Current resident

Grades: A+ (health and fitness, public schools, good for families), A (outdoor activities), A- (housing, jobs, diversity), B+ (nightlife), B- (crime and safety), C+ (weather, cost of living)

Bottom Line: Naperville, Illinois

Naperville is just west of Chicago, giving it good access to high-paying jobs. And while the median home values are extremely high, average household earnings are over twice the national level.

And families that can afford the high cost of living are rewarded with top-notch public schools and an inviting city culture that includes tremendous options to get outdoors and exercise.

Crime is low, and the population is diverse.

5. Round Rock, Texas

Population: 120,157

Area feel: Dense suburban

Median household income: $80,637

Median home value: $230,100 (61 percent own)

Median rent: $1,238 (39 percent rent)

What locals say: "Round Rock has become a very developed city, while still maintaining its small-town roots. They still honor tradition and the feeling of family in a community although the town is rapidly expanding." — Current resident

Grades: A+ (public schools, diversity, good for families), A (jobs), A- (housing), B (cost of living, commute, health and fitness, nightlife, outdoor activities), B- (crime and safety)

Bottom Line: Round Rock, Texas

Round Rock is located just north of Austin, which means great access to good-paying jobs. Housing costs are a bit high, but the vast majority of residents own their home.

The public schools are top-notch in Round Rock, making it a great place for families. There are plenty of parks to roam around and good overall options for outdoor activities.

The city is diverse and has quality nightlife. Crime is low.

4. Plano, Texas

Population: 284,579

Area feel: Dense suburban

Median household income: $92,121

Median home value: $291,300 (60 percent own)

Median rent: $1,330 (40 percent rent)

What locals say: "Best place to raise a family. It's safe, it's affordable, the schools are great, and it's a great place to grow up. I love how diverse our city is and think kids who grow up in Plano have more opportunities to interact with people from different backgrounds which in turn allows them to be more compassionate, well-rounded kids." — Current resident

Grades: A+ (public schools, jobs, diversity), A (nightlife, health and fitness), A- (housing), B+ (weather, outdoor activities), C+ (crime and safety)

Bottom Line: Plano, Texas

As a suburb of Dallas, Plano has great access to well-paying jobs, and indeed the median household income is extremely high. But so is the cost of living and housing prices, with a median home value much higher than the national figure.

Families love the public schools and outdoor activity options, while crime is average.

The city is diverse, and the nightlife is top-notch.

3. The Woodlands, Texas

Population: 109,843

Area feel: Dense suburban

Median household income: $118,836

Median home value: $361,500 (71 percent own)

Median rent: $1,567 (29 percent rent)

What locals say: "It is a bubble for sure, a small town but very big population with a lot of job opportunity. Everyone is very friendly and it is a homey vibe. There is always an activity going on as well." — Current resident

Grades: A+ (jobs, public schools, good for families), A- (diversity, housing), B+ (weather, nightlife, health and fitness, outdoor activities), B- (cost of living)

Bottom Line: The Woodlands, Texas

Home and rent prices are extremely high in The Woodlands, which is located north of Houston, but so is the median household income at nearly $120,000 a year. This makes homeownership well within reach for residents of the city, with 71 percent owning their home.

The Woodlands scores high marks for its jobs, public schools and diversity, making it a great place for families.

The weather is agreeable, and there’s plenty to do outdoors, but the cost of living is high.

2. Rochester, Minnesota

Population: 113,913

Area feel: Dense suburban

Median household income: $70,749

Median home value: $188,000 (69 percent own)

Median rent: $942 (31percent rent)

What locals say: "Beautiful city. People are extremely friendly and eager to help. Lots of jobs available, and lots to do. There is always something to do, and the library is amazing! Lots of community events going, including a year-long farmer's market (this surprised me when I moved here; I didn't know that was possible). Wonderful place to live." — Current resident

Grades: A (jobs, commute, good for families), A- (public schools, housing, diversity), B+ (cost of living, nightlife, health and fitness), C+ (weather, crime and safety)

Bottom Line: Rochester, Minnesota

The renowned Mayo Clinic is headquartered in Rochester, bringing the city a wealth of good-paying jobs.

Nearly 70 percent of residents own their own home, and housing prices are right in line with national figures.

Commute times are easy, and the public schools are excellent, making Rochester a great family town.

Crime is average, and weather is not so great year-round.

1. Overland Park, Kansas

Population: 186,147

Area feel: Dense suburban

Median household income: $78,217

Median home value: $248,100 (63 percent own)

Median rent: $1,084 (37 percent rent)

What locals say: "Overland Park is a very safe, clean community with some of the top schools in the state. Living in this area is expensive, but we feel grateful to be in this community." — Current resident

Grades: A+ (public schools), A (jobs, health and fitness), A- (diversity, nightlife), B+ (commute), B (cost of living, weather), C+ (crime and safety)

Bottom Line: Overland Park, Kansas

Great public schools, plentiful jobs, diversity, quality nightlife and an easy commute help make Overland Park the best city in America to buy a home.

Residents in this suburb of Kansas City have ample opportunities to be outdoors in the region's many parks or socialize in the numerous restaurants and cafes around town.

Crime is about average compared to national standards.