Are you making all the right money moves? Whether you’re looking to switch jobs, join the FIRE (Financial Independence, Retire Early) movement, or just figure out how to cut down your grocery bill, at some point in your life, you’re going to need personal finance advice. Most of us weren’t taught about money in school, and we all need a little help from time to time.
Thankfully, there are loads of bloggers out there — everyone from the big-name experts to the self-taught and self-made millionaires. They all have great advice to give on every money topic you could ever come across.
We’ve found the 10 best personal finance blogs to follow and included a personal finance tip from each one.
One Big Happy Life
Website: One Big Happy Life
Need an inspiring story?
Tasha Cochran was a teenage mom earning $14,000 a year when she was 19, single and serving in the Marine Corps. Living in a tiny, $300-a-month apartment in Virginia, she enrolled in night classes at a community college.
She earned grades good enough to get into Yale Law School and became a banking and finance attorney. Now, she and her husband, Joseph, run One Big Happy Life, which is both a blog and popular YouTube channel that earns thousands every month while teaching people how to manage their finances.
Financial Advice From One Big Happy Life
In her blogpost about debt, Tasha gives some thoughtful advice about how we should consider debt.
Debt is something we all have to deal with at some point. The idea is not only to eliminate it, but also figure out why we were taking it on in the first place.
Afford Anything
Website: Afford Anything
Paula Pant was a broke journalist with a $400 car and a $21,000-a-year salary. Despite the low pay, she liked the job. What she didn’t like was the restrictiveness of having a 9 to 5.
So she started writing freelance articles and saving, earning money until she had $25,000 in the bank. From there, she invested in real estate, purchasing a triplex and renting out the adjacent units.
Now she runs a financial advice website and popular podcast, sharing useful and practical budgeting and investment advice.
Financial Advice From Afford Anything
In a blogpost, Pant discusses how the “winners never quit” adage does not apply to those seeking financial independence.
Making Sense of Cents
Website: Making Sense of Cents
Michelle Schroeder-Gardner had $38,000 in student loan debt in 2012. After getting a job as a financial analyst, she began aggressively paying it down, then quit her job about a year later and became a digital nomad, managing to earn more than she ever did at her 9 to 5.
Schroeder-Gardner and her husband travel the world in RVs and sailboats, chasing good weather and tracking their income statements. She’s open about how she makes and manages her money and frequently releases online income reports, which show how much she made that month or year and how she did it.
Financial Advice From Making Sense of Cents
Pay yourself first doesn’t mean buy something nice for yourself. It means paying your future self by saving and investing.
Making it the first thing you do every paycheck will ensure you don’t skip an installment.
Making Sense of Cents has more on this tried-and-true financial strategy on their blog.
Investor Junkie
Website: Investor Junkie
You’ll find tons of information at Investor Junkie, a personal finance and investing website with advice about everything from real estate investing, stocks, retirement, taxes, banking and more.
There’s something to learn here for everyone, especially for young investors looking to grow their finances and become independently wealthy.
Unlike some other blogs on this list, Investor Junkie isn’t a personal blog. It’s all about financial information and answering money questions.
Financial Advice From Investor Junkie
One of the best tips in the entire personal finance blogosphere is the importance of having a budget.
That rule applies even when you begin investing in the stock market.
Side Hustle Nation
Website: Side Hustle Nation
Everyone seems to have a side hustle these days, whether it’s to pay the rent or earn more cash for investments and savings.
Nick Loper’s Side Hustle Nation offers a ton of side gig ideas that you might not have thought of. For example, you might be able to flip some furniture this weekend, or take some tips from a woman who started her own charcuterie business and passed $100,000 in sales in nine months.
Financial Advice From Side Hustle Nation
More people than ever need to pick up a side hustle to get by. But it can also start you on the path to financial freedom.
Side Hustle Nation has hundreds of ideas for possible side hustles for those looking to make money in unconventional ways.
The Financial Diet
Website: The Financial Diet
The Financial Diet began in late 2014 as a personal budget-tracking website for Chelsea Fagan. The blog has since grown into a New York City-based cross-platform digital media company.
The Financial Diet has a strong female readership, and you can find anything from personal essays to investing on a budget and essays about why MLMs have exploded during the pandemic.
A large community of women writers from all walks of life keeps the pool of advice fresh and deep.
Financial Advice from The Financial Diet
The third law of the Financial Diet’s 10 Commandments encourages a more mindful thought process when making a purchase.
Budgets Are Sexy
Website: Budgets Are Sexy
Budgets Are Sexy promises to be a personal finance blog “that won’t put you to sleep.” This blog is interesting because its founder stopped posting— and that’s a good thing. Why? Because the blog’s owner, “J. Money,” finally accomplished his goal of hitting the $1 million net worth mark.
His blog chronicles over 12 years of scrimping, saving and investment moves, along with advice and lessons learned. It’s all written in a very conversational tone, and J. Money has a ton of different side hustles and quirky ideas to learn from.
The blog is now being operated by “5am Joel.”
There’s a wealth of information here, and little fluff.
Financial Advice from Budgets Are Sexy
J. Money was never afraid to try new things, and he’s very upfront about his failures.
Check out his resume of failures if you need some extra inspiration.
Clever Girl Finance
Website: Clever Girl Finance
Clever Girl Finance is a financial platform for women, which is all about helping women save money, get rid of debt and build wealth.
Achieving financial literacy is the name of the game here, and Clever Girl Finance has over 30 personal finance courses and resources available for free. Because becoming financially literate shouldn’t cost a thing.
They also have a podcast, run by Clever Girl Finance’s founder, Bola Sokunbi, a certified financial planner and self-made woman from Nigeria.
Financial Advice from Clever Girl Finance:
Rich people show off their money and may even end up spending more than they make. Wealthy people save and keep a close eye on their finances.
Clever Girl Finance has some good tips for becoming wealthy rather than just rich.
Mr. Money Mustache
Website: Mr. Money Mustache
Mr. Money Mustache is a website that promotes frugality, investment and personal happiness so you can retire early. The blog has well over 500 articles with a plethora of advice imparted with a witty and engaging tone.
The cornerstone of Mr. Money Mustache’s money philosophy is “not buying unnecessary crap” and improving your life.
Financial Advice from Mr. Money Mustache
Why waste time manually paying something you know has to be paid every month?
Free up some brain space by putting that stuff on autopilot, says Mr. Money Mustache.
Penny Pinchin’ Mom
Website: Penny Pinchin’ Mom
Penny Pinchin’ Mom is a family-oriented budgeting website started by a mom named Tracie Fobes, a woman who quit her job to take control of her family’s finances and ended up making more than she would have in a traditional job.
Financial Advice from Penny Pinchin Mom
Financial planning with your partner means confronting possible realities that no one wants to think about.
But if you want to financially survive a harsh situation in the future, you’ll have to plan for it today.
